COMMERCIAL - INDUSTRIAL - RESIDENTIAL
REQUIRED DOCUMENTATION
1. PURCHASES:
a) Down Payment:
Gift letter and proof of deposit of funds
RRSP statements
Copy of bankbook to prove savings
Life insurance policy for cash value
CMHC Flex Down Program

b) Copy of Purchase & Sale Agreement / MLS Listing and /or picture of property & property tax statement or property assessment notice.

2. REFINANCES:
a) Payouts:
1st and/or 2nd mortgage balances
Mortgage statements
Loan balances - latest statements

3. NOTE:
a) Income Verification:
Employment letter
T4s and/or Notice of Assessments
Current pay stubs
Self-Employed - 3 yrs notice of Assessment or T-1 General

b) Bankrupts:
Statement of Affairs
Certificate of Discharge
Proof of Re-established Credit



398 Lloyd Street Sudbury, Ontario P3B 1P3 Phone: (705) 674-3333 Fax: (705) 674-3559