What is a Mortgage Broker?

A mortgage broker finds you the best deal on a mortgage. We’re independent and deal with several different financial sources on your behalf. 

Our expert, unbiased, fast service is FREE!

“Let an expert get you a better rate.”

Because we study mortgage rate markets and have direct access to several different lenders, we can offer you highly competitive rates that are among the best available. And, while you may not enjoy negotiating with financial institutions, that’s our specialty. We’ll make sure you get the most attractive rate currently on offer.

Home purchase

We are here to assist you with getting the best deal with the lowest rate available.  Whether you have purchased a home before or you are a first time buyer, we will guide you through the entire process and take care of the fine print.

We provide peace of mind.


We offer a wide range of refinancing options that can lower the current rate or term on your existing loan or leave more room in your monthly budget by consolidating high-interest debt with your low rate mortgage payment. 

Refinancing is a smart way to save.

Equity out

Use the equity you’ve built up in your home to pay for other expenses. You could pay off high-interest credit cards or student loans, make home improvements, take a vacation or even start a new business.

The possibilities are endless.

Our Mortgage Loan Process

1. Pre-qualified

Getting pre-qualified sets you up for a smooth home buying experience.

2. Shop

At this stage, it’s a good idea to start working with a real estate agent and viewing homes.

4. Loan Application

A few documents are needed to get a loan file through underwriting.

4. Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5. Underwriting

They closely evaluate all the documentation prepared by the loan processor in the loan package.

6. Closing

Documents are drawn and sent to the title company where the closing meeting takes place.

Loans & Mortgages

Specializing in first and second mortgages and loans

Why should you work with a Mortgage Broker?

We can shop dozens of lenders in the time it takes you to book an appointment at your bank.

Shopping for mortgages can be time consuming and frustrating if you do it yourself. That’s why more and more Canadians are relying on mortgage brokers. We know which lenders offer which products and can quickly short list the ones that best match your needs. You’ll end up with the best features and rate, all in one stop.

Advice that’s based solely on your needs and in your best interest.

Because we don’t work for any of the lenders, we won’t try to lead you in a certain direction. After making sure we understand your needs, we’ll present you with some options and together we’ll decide which mortgage is best for you and your financial future. No pressure. No ulterior motives. Not only do we understand everything there is to know about mortgages, we can explain it in plain English. 

Let us help you find the best deal on your mortgage.

As your mortgage broker, our job is to listen to your needs and dreams. Then we find a mortgage that helps you achieve everything, simply and affordably.

Commercial & Construction

We have a variety of options to meet the needs of any project or build.

Our expert, unbiased, fast service is FREE!

Even though we work for you (not the financial institution), we get paid by the financial institution (not you!). Their “finders fees” reimburses us for bringing them creditworthy customers like you. And since these fees are similar across most lenders, there’s no incentive for us to favour one lender over another. In very rare instances – if, for example, you have bruised credit – a broker may charge a fee, but in the vast majority of cases, there’s absolutely no charge to you!

We are highly motivated to get your mortgage completed fast.

After we’ve analyzed your financial situation and goals, we shop several lenders for the mortgages that best meet your needs. Once we agree on the final choice, we place your mortgage with that particular lender. Only after all the details are taken care of and your mortgage is complete do we receive our “finders fee” from the lender. This provides strong motivation for us to keep your deal moving forward to early completion. 

We only deal with first quality, brand name lenders.

Most of the lenders we deal with are the same reputable, established Canadian financial institutions you’re used to. To that list, we also add some innovative broker-only lenders who offer even more attractive rates and features. But rest assured, all the peace-of-mind features you require – like CMHC or GE insurance – are fully available from us. We are committed to the highest ethical standards and doing everything we can to ensure your financial future is 100% secure!

About Family Group

Steven Doni is a second generation mortgage broker with over 20 years experience in the industry.

Born and raised in Sudbury, Ontario, Steven is following his father Frank’s footsteps who started Family Group back in May, 1991.

Steven holds a degree in Financial Services Underwriting when he attended Seneca College back in 2005. Steven is always improving and upgrading his education by attending numerous workshops and seminars.

He has his “AMP” designation which stands for Accredited Mortgage Professional. Steven is also a member of the Canadian Mortgage Broker Association of Ontario and Mortgage Professional Canada

When Steven isn’t working in the office, he enjoys CrossFit training, travelling to different countries, attending sporting events, concerts and musicals. Steven enjoys volunteering and giving back to his community by being a part of The Rotary Club of Sudbury Sunrisers. He is always reading books on self-improvement and biographies. Finally, he always loves spending time with his 4 year old nephew Cruz.

What people have to say…

“Working with Family Group made our home buying process so much easier. They shopped all the banks for us and brought us a rate that we couldn’t find on our own. Working with a mortgage broker is as important as working with a real estate agent in my opinion.” – Al Rousseau

“I had moved to Sudbury with absolutely nothing. I met my partner and we only had a “though”- a thought that we didn’t think could happen. My partner’s sister and brother -in-law told us we needed to come and talk to Steven. We made our first visit. He gave us a proposal. I did my homework. And I said “I can’t do it” I though that would be the end of being a home owner. But Steven had different plans. So we went to Plan B and within 3 weeks we had our home!” – A. Swerdlyk

“From rags to riches….from a young couple with no credit to a family of four strong on their feet….If it wasn’t for the Family Group team, I do not believe that my husband and I would be in the position we are today. It took some time and effort from all parties but with all the support we received from this fantastic team, we have been able to learn many things, such as savings, preparing for our future and having some extra money to support our girls through upcoming schooling. After some time with the Family Group team, a lot of hard work to build up our credit….Steven’s team was able to hand over our second mortgage to an actual bank this year. It feels great to be able to move on with our future endeavours but also sad to leave a fantastic team that stood by us thick and thin. We would like to send our thanks to Steven, Frank and anyone else who has been part of this journey….we will always remember how you guys have helped us out!!” – The Laurin’s

2811 Southview Drive
Sudbury, Ontario
P3E 4M9
[ Google Map ] 

T: 705-674-3333
F: 705-674-3559
E: Steven Doni

Mon – Fri: 9:00am to 6:00pm
Sat: 1:00pm to 5:00pm