Our Mortgage Loan Process
Getting pre-qualified sets you up for a smooth home buying experience.
At this stage, it’s a good idea to start working with a real estate agent and viewing homes.
4. Loan Application
A few documents are needed to get a loan file through underwriting.
4. Loan Processing
Assemble all the necessary paperwork and details for the underwriter.
They closely evaluate all the documentation prepared by the loan processor in the loan package.
Documents are drawn and sent to the title company where the closing meeting takes place.
Why should you work with a Mortgage Broker?
We can shop dozens of lenders in the time it takes you to book an appointment at your bank.
Shopping for mortgages can be time consuming and frustrating if you do it yourself. That’s why more and more Canadians are relying on mortgage brokers. We know which lenders offer which products and can quickly short list the ones that best match your needs. You’ll end up with the best features and rate, all in one stop.
Advice that’s based solely on your needs and in your best interest.
Because we don’t work for any of the lenders, we won’t try to lead you in a certain direction. After making sure we understand your needs, we’ll present you with some options and together we’ll decide which mortgage is best for you and your financial future. No pressure. No ulterior motives. Not only do we understand everything there is to know about mortgages, we can explain it in plain English.
Let us help you find the best deal on your mortgage.
As your mortgage broker, our job is to listen to your needs and dreams. Then we find a mortgage that helps you achieve everything, simply and affordably.